ISIN	Fund/Share Class Name	Management Fee	Fixed Service Fee
LU1687283959	Goldman Sachs Commodity Enhanced - O Cap EUR (hedged i)	0.30%	0.30%
NL0012650378	Goldman Sachs Duurzaam Aandelen Fonds (NL) - O	0.45%	0.13%
NL0015002NK7	Goldman Sachs Dynamic Mix Fund I (NL) - O	0.20%	0.15%
NL0015002NO9	Goldman Sachs Dynamic Mix Fund II (NL) - O	0.20%	0.15%
NL0015002NL5	NL0015002NL5 Goldman Sachs Dynamic Mix Fund III (NL) - O	0.25%	0.15%
NL0015002NM3	Goldman Sachs Dynamic Mix Fund IV (NL) - O	0.30%	0.15%
NL0015002NN1	Goldman Sachs Dynamic Mix Fund V (NL) - O	0.30%	0.15%
LU1687284171	Goldman Sachs Emerging Markets Debt (Hard Currency) - O Cap EUR (hedged i)	0.36%	0.25%
LU1687284098	Goldman Sachs Emerging Markets Debt (Hard Currency) - O Dis EUR (hedged i)	0.36%	0.25%
LU1687284254	Goldman Sachs Emerging Markets Debt (Hard Currency) - O Dis(Q) USD	0.36%	0.25%
LU2187709832	Goldman Sachs Emerging Markets Hard Currency Sovereign Debt Optimised Index - O Dis(Q) EUR (hedged i)	0.05%	0.20%
NL0013400344	Goldman Sachs Enhanced Index Sustainable Emerging Markets Equity Fund (NL) - O	0.25%*	N/A
NL0015002NP6	Goldman Sachs Enhanced Index Sustainable Equity Fund A (NL) - O	0.09%*	N/A
LU1687284924	Goldman Sachs Euro Bond - O Cap EUR	0.20%	0.15%
NL0012650386	Goldman Sachs Euro Obligatie Fonds (NL) - O 0	0.28%	0.10%
LU1687282399	Goldman Sachs Euro Sustainable Credit (ex-Financials) - O Cap EUR	0.20%	0.15%
NL0015002NR2	Goldman Sachs Europa Duurzaam Aandelen Fonds (NL) - O	0.28%	0.13%
LU1687285657	Goldman Sachs Europe Equity - O Cap EUR	0.39%	0.25%
NL0015002NQ4	Goldman Sachs Europe Equity Fund (NL) - O	0.30%	0.13%
NL0015002NS0	Goldman Sachs Europe Small Cap Equity Fund (NL) - O	0.35%	0.13%
LU1687286895	Goldman Sachs Global Flexible Multi-Asset - O Cap EUR	0.30%	0.20%
NL0015002NY8	Goldman Sachs Global Fund (NL) - O	0.30%	0.13%
NL0015002NW2	Goldman Sachs Global Obligatie Fonds (NL) - O	0.20%	0.10%
NL0012650394	Goldman Sachs Global Real Estate Equity Fund (NL) - O	0.45%	0.13%
LU2616617994	Goldman Sachs Global Social Impact Equity - O Dis EUR	0.35%	0.25%
NL0015002NX0	Goldman Sachs Hoog Dividend Aandelen Fonds (NL) - O	0.35%	0.13%
NL0015002P96	Goldman Sachs North America Equity Fund (NL) - O	0.30%	0.13%
LU3062650240	Goldman Sachs US Equity Income - O Dis EUR	0.08%	0.25%

*All in fee

Please refer to each relevant fund’s most recent prospectus, supplement (if applicable), and Key Investor Document if you wish to know more about the fund or the “O” share class. These fund documents are available at www.fitvermogen.nl

Depending on your current investments, you may receive a separate communication with more information regarding your investments.

From 21 November 2025, the below table of share classes will no longer be available on FitVermogen for purchase; you can however continue to hold and sell your existing investments in them:

ISIN	Fund/Share Class Name
LU0800559196	Goldman Sachs Commodity Enhanced - N Cap EUR (hedged i)
NL0006311789	Goldman Sachs Duurzaam Aandelen Fonds (NL) - P
NL0000293140	Goldman Sachs Dynamic Mix Fund I (NL) - P
NL0000293157	Goldman Sachs Dynamic Mix Fund II (NL) - P
NL0000293165	Goldman Sachs Dynamic Mix Fund III (NL) - P
NL0000293173	Goldman Sachs Dynamic Mix Fund IV (NL) - P
NL0000293181	Goldman Sachs Dynamic Mix Fund V (NL) - P
LU0800560368	Goldman Sachs Emerging Markets Debt (Hard Currency) - N Cap EUR (hedged i)
LU0800560442	Goldman Sachs Emerging Markets Debt (Hard Currency) - N Dis EUR (hedged i)
LU0953791331	Goldman Sachs Emerging Markets Debt (Hard Currency) - N Dis(Q) USD
LU2187709592	Goldman Sachs Emerging Markets Hard Currency Sovereign Debt Optimised Index - N Dis(Q) EUR (hedged i)
NL0006311771	Goldman Sachs Enhanced Index Sustainable Emerging Markets Equity Fund (NL) - P
NL0012125736	Goldman Sachs Enhanced Index Sustainable Equity Fund A (NL) - P
LU0800559782	Goldman Sachs Euro Bond - N Cap EUR
NL0006311797	Goldman Sachs Euro Obligatie Fonds (NL) - P
LU0800560103	Goldman Sachs Euro Sustainable Credit (ex-Financials) - N Cap EUR
NL0000292746	Goldman Sachs Europa Duurzaam Aandelen Fonds (NL) - P
LU0953789434	Goldman Sachs Europe Equity - N Cap EUR
NL0000292332	Goldman Sachs Europe Equity Fund (NL) - P
NL0006311730	Goldman Sachs Europe Small Cap Equity Fund (NL) - P
LU1215440915	Goldman Sachs Global Flexible Multi-Asset - N Cap EUR
NL0006311805	Goldman Sachs Global Fund (NL) - P
NL0006311839	Goldman Sachs Global Obligatie Fonds (NL) - P
NL0006311847	Goldman Sachs Global Real Estate Equity Fund (NL) - P
LU2142154975	Goldman Sachs Global Real Estate Equity Fund (NL) - P
NL0000289858	Goldman Sachs Hoog Dividend Aandelen Fonds (NL) - P
NL0000286045	Goldman Sachs North America Equity Fund (NL) - P
LU0953790879	Goldman Sachs US Equity Income - N Dis EUR

 

Yours Sincerely,

Team FitVermogen

Disclaimer
The information in this document is provided for informational purposes only and does not constitute an offer or invitation to buy or sell securities or investment instruments or to participate in a trading strategy. Investors should seek advice if they are unsure about the suitability of an investment. Although the content of this document has been compiled with the utmost care and is based on reliable sources of information, no express or implied warranty or representation is given as to the accuracy or completeness of the information. The information and any recommendations in this document are subject to change without prior notice. The value of your investment may fluctuate. Past performance is no guarantee of future results. For detailed information about the fund, please refer to the prospectus and the accompanying supplement. For these funds, please also refer to the Key Investor Information Document, which contains information about the product, the costs and the risks. Do not take unnecessary risks. Read the prospectus and the Key Investor Information Document before investing. Investing involves risks. The value of your investments depends in part on developments in the financial markets. In addition, each fund has its own specific risks. For fund-specific costs and risks, please refer to the prospectus and/or supplement. The prospectus, supplement and Key Investor Information are available at www.fitvermogen.nl. FitVermogen is an execution platform only and FitVermogen does not give any investment advice. Nothing contained in this message should be read or interpreted as being an advice to invest in certain funds. The information contained in this message is intended for information purposes only. Goldman Sachs Asset Management BV (GSAM) holds licences from the Financial Markets Authority under the Financial Supervision Act. GSAM is registered with the Financial Markets Authority in Amsterdam. This message is not intended for citizens of the United States and is intended solely for persons located in jurisdictions where the relevant share classes/(sub)funds are authorised for distribution or where such authorisation is not required. The “O” share class can currently only be held via FitVermogen or, in some cases, partly by ING Bank. As such, should you decide to invest in the “O” share class and you wish to close your FitVermogen account in the future, it may not be possible to transfer your investments to a new service provider and in such case, subject to your account type, FitVermogen will sell your Securities upon the closing of your FitVermogen Account and transfer the proceeds to your bank account. Please refer to the most recent FitVermogen Agreement and Terms and Conditions for further information. This disclaimer is governed by Dutch law.