Added value for employees, convenience for the employer

  • Extra pension pot for employees

  • Flexible implementation in line with employer’s preferences

  • Help with implementation and communication

  • Low costs, crystal-clear costing details

Easy supplementary pension at low cost

Why build up additional pension?

Why build up additional pension?

Most employees find that their pension is lower now than it used to be. You can make the difference here by making it easy for them to build up an extra pension pot.

A tailor-made pension supplement offers a useful solution for:

  • A raising of the retirement age

  • A reduction in the accrual rate

  • A changeover from a DB to a DC pension

  • A capping of the pensionable salary

The benefits of FitVoorLater

FitVoorLater is a transparent investment solution in the 3rd pension pillar.

It can be implemented flexibly and/or affordably, depending on your preferences:

  • FitVoorLater - Individual: your employees decide for themselves how much and for how long they will pay in for an additional pension.

  • FitVoorLater - Collective: in this variant, the employer can pay directly into the employee’s pension account from the payroll accounts.

  • Investment Freedom: for all employees, with no restrictions on paying in or withdrawing.

  • Tax-Efficient Investment: a tax-friendly alternative for employees whose salary exceeds € 112,189 (2021); subject to conditions (net annuity).

Employees invest in award-winning investment funds at low cost.

What can we do for you?

We are happy to map out your needs and wishes, which our team can then use to give you a tailor-made presentation about FitVoorLater (on-site if desired), as well as comprehensive support for the implementation process.

If the employer agrees, we can also handle all the communication, from brochures and mailings to information sessions. We also provide personal assistance for the opening of the account.

Prepare employees financially for the future

Get in touch without obligation with

Reinier van Dam
06 - 10 18 11 48

Kees van Straaten
06 - 53 24 35 56

DisclaimerBeveiligingPrivacy and Cookie statementJuridische informatieContact

© 2023 Goldman Sachs. Alle rechten voorbehouden. Goldman Sachs Asset Management is onderdeel van de Goldman Sachs Group Inc. De Goldman Sachs Group Inc. is genoteerd aan de NY beurs en is een bankholding onder de Amerikaanse wetgeving.